A (TiO₂ + B₂O₃ + Al₂O₃ + TiB₂)/NiCrAl metal-ceramic coating was fabricated on a steel (Chinese brand 40Cr) surface by laser. TiB₂, Al₂O₃ were introduced by an in-situ reaction of Al, B₂O₃ and TiO₂ during laser cladding process. The microstructure, phase, element distribution and micro-hardness were analyzed with the aid of microscope, X-ray diffraction, electron probe and micro-hardness tester. Experimental results show that the γ-Ni, γ´，AI₂O₃ and TiB₂ are the dominant phases in the cladding zone. Laser processing parameters as well as the chemical composition of coatings determine the microstructure and hardness of the cladding layer. The hardness and the boundary strength are significantly enhanced due to the presence of ceramic in the coating.